Is a home inspection a pass or fail test in Ontario?
Is a home inspection a pass or fail test in Ontario?
No, a home inspection is not a pass or fail test. Ontario.ca is direct on this point: "A home inspection is not a pass or fail test. It doesn't assess if a home meets zoning or building codes."
What an inspection gives you instead is a picture of condition. Ontario.ca describes it as "an on-site, in-person examination of a home's condition and structure" and a "visual inspection of major elements and systems." The report will normally show the condition of every major system and component, areas that are unsafe or need repair, anything not working properly, and any evidence of past problems. That information lets you make decisions; it does not hand down a verdict on the house.
Two other limits follow from this. An inspector does not provide warranties or guarantees on a home's condition, so nothing in the report "clears" the house for the future. And because the inspection is visual and non-invasive, an inspector cannot see or find everything; ontario.ca gives snow-covered roofs and hidden mould as examples of things that may not be found. The federal Office of Consumer Affairs puts it plainly: "A home inspection report will be limited to describing conditions in the areas of the home that the inspector can see or has access to."
When you are reading a report after an offer, or deciding whether to waive an inspection condition, the report tells you what the inspector observed on the day they were there. What you do with that information, whether you ask the seller to make repairs, accept a finding, ask for a price adjustment, or reconsider the purchase, is your decision, and questions about how that fits your offer are ones for your agent or lawyer.
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Inspection IQ -- Built from the Ontario Building Code, Ontario regulations and City of Ottawa sources and real construction experience. Answers are for informational purposes only and are not a professional assessment.
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